Umbrella Insurance

Do you coach a little league baseball or soccer team? Do you or someone in your household volunteer at your church or with a local food bank or charity? Do you sell items at local craft fairs or farmers' markets? Most families engage in some type of activity outside of their home or work that may expose them to a liability lawsuit. For example, you could be sued if someone tripped on your craft show display and was injured. You might be deemed liable for injuries in a car accident while you were shuttling people to and from a church event, whether or not the accident was your fault. In most cases, you aren't covered under your homeowner's policy or renter's policy for these types of activities. That's where an umbrella policy is invaluable.

What is umbrella insurance?

Umbrella insurance extends the liability coverage you take for granted in your homeowner's policy to include activities outside of your home, school, or workplace. This type of insurance provides funds to defend or settle a liability lawsuit that stems from the kinds of activities we mentioned above. Without an umbrella policy, you could conceivably lose your home or other assets or at least be paying the plaintiff in your case for years and years to come. Umbrella insurance also offers protection for you and your family against an invasion of privacy, slander, and libel crimes that are increasingly prevalent in today's digital society. The big plus with umbrella insurance is that you only need one policy to cover a myriad of outside activities.

Protecting your family with Hawk Insurance Group

To learn more about how your Florida household can be protected from liability with an umbrella insurance policy, contact Hawk Insurance Group. We're committed to keeping Florida families protected from all types of liability lawsuits, accidents, and natural disasters.